Jeff Man

Coins.ph is constantly surprising its users with great feature addition every now and then, and just recently, the 24 pesos referral reward is now up at 50 pesos both the referrer and the referred user. Nope, I'm not the one giving you 50 pesos, it's actually Coins.ph :) Although the referral reward isn't that easy to get because the referred user needs to get their ID and Selfie verified before they both get the 50 pesos, but it isn't bad for just inviting someone to join, anyway there's no other company or start up I know in the Philippines who's giving away that amount to their users. Some idea on how useful Coins.ph is here in the Philippines. Here's something to remember before signing up to Coins.ph: If you're a new user and haven't signed up yet, you can get the 50 pesos signing up reward if and only if you have used a referral code during your sign up . It's still fine to sign up without using s

As much as I do, I know you also hate to withdraw cash from ATMs with lots of people queuing. This is getting normal especially in malls and other crowded establishments and much more if your bank is one of the biggest bank in the Philippines like BPI and BDO etc. The good thing is there is absolutely a free and easy way on how we can avoid this long ATM lines and withdraw directly from the free and shorter queue ATM like Security Bank! People queuing to withdraw cash from BPI and BDO ATMs  In order for us to avoid long queues in getting our cash from ATMs, of course we must choose banks which are not yet used by many people, but there's a compromise with that, you might end up paying so much fees when withdrawing cash from other bank right? The good news is that there is actually a service, an online wallet or virtual wallet which enables you to add funds online using various major banks in the Philippines such as BDO, BPI, Security Bank, and Union Bank and other e

Early this year, I introduced two ways on how I will make the 52-week challenge easier and innovative  and one of my way of achieving that goal is, instead of letting my savings sit in my piggy bank and earn nothing out from that, I talked about investing it in buying and selling Bitcoin (BTC). Investing our savings has risks especially when we decided to buy and sell BTC because it's a very volatile currency (cryptocurrency) . It's not like buying and selling stocks where we earn dividends, your form of earning is solely just the profit when you buy low and sold your BTC when the price is higher. Of course risk isn't the only one attributed to investing, if you'll not gonna end up losing or break-even, for sure you'll gonna be profiting and that's the great thing about it because instead of letting our money sit for a year, we've taken the risk and made more of them. The year 2016 was promising to BTC because when I started buying

Click here if you want to see promos of Cebu Pacific right from their website. The only reliable source of looking for flight promos like piso fare of Cebu Pacific is by looking at their own website and not trusting other sources. I won't list all their promos here myself because the promos changes more quicker like they end 2 or 3 days and then replaced by other promos so this might get unreliable. Your step-by-step guide in Booking Flight Online at Cebu Pacific My advise to you is head over to cebu pacific's website and look if there is currently a promotion and some other promo codes or the next month like December which is a very busy month and then take note of the " Travel Period " indicated so that it can fit your next travel schedule, that is the most important thing to do when looking for cheap flights, also take a look at the end date of the promo so you can avail their discounted ticket while it's not too busy, avoid booking

There are two categories of accepted payment centers to pay our airline ticket booking in Cebu Pacific. This is categorized based on the time allowed for your flight booking to be on-hold. The first one is the payment centers where your itinerary booking is on-hold for 24 hours and the second is you pay on or before 11:59PM on the day of your booking so your booking is on-hold for a short period of time depending on what time of the day you book your ticket at Cebu Pacific Website. Most of the time, I use the 24 hours because I will have more time to think and possible change my booking. Choose wisely because based on my experience, the reference number generated when you choose to Pay within 24 hours is different from the reference number when you chose to pay before 11:59PM, thus you can't pay them using the payment centers listed under the other choice. Here's your step-by-step guide with screenshot on how you can book your ticket online and travel with Cebu

This step-by-step guide on how we can book our Cebu Pacific Flight Online used the new Cebu Pacific Flight Booking website . The new CebuPac website is on beta release as of the moment but the current website will be surely replaced sooner I supposed because the new CebuPac booking site is slick and simple and is more convenient to use. It's even more convenient to use especially if you are a member of their GetGo program as you may not need to enter all your information during your time of booking, it makes the process quicker and easier especially if you are catching up for the promo flights that can easily be sold out like their piso fare promo for special occasions such as Sinulog festival during January, where they offer Manila to Cebu promos and other major cities where festivals are held, or even Christmas and New Year Promo during December. The new beta site of Cebu Pacific Air is is accessible here . How to Book Flights using CebuPac's new W

Traveling via train is still one of the most convenient and efficient way of wandering around places especially in huge cities and provinces like Manila if you don't have your own private cars and thus opted to commute. Currently there are four lines of rapid transit systems continuously operating in Metro Manila such as the MRT Line 3 which runs along EDSA from Taft Avenue in Pasay City to North Avenue in Quezon City, the LRT Line 1 which runs from Baclaran Station of Paranaque City to Roosevelt Station in Quezon City, the LRT Line 2 runs from CM Recto in Santa Cruz Manila to Santolan Station in Marikina City, and the PNR Train which used to be the longest train system in the Philippines but stopped operations of most of its routes.  Map of LRT and MRT Trains in Metro Manila as of 2015. From Wikimedia Although buying tickets is still like lining up to catch a box office number one hit movie during rush-hours, you can still conveniently ride trains in the Philippin

Our cute House Piggy Bank given by my mother to me and my girlfriend What is 52-week Challenge The 52-week challenge is a weekly saving challenge that runs for a total of 52 weeks or a year. It was one of the trending topics in Philippine social media in the late 2016 after a lot of people who have completed the 2016 challenge posted their success saving a lot of money. The idea is simple, you have to choose an amount to save every week like 5 pesos, 10 pesos and so on. After choosing an amount, like, say 10 pesos, you have to multiply it by the order of the week, sample 10 x 1 for the first week, that's the amount you will be putting in your piggy bank in the first week of January, 10 x 2 for the second week, and so on until the last week which will be 10 x 52 which is equal to 520 pesos, that is the maximum amount you will put to your piggy bank on this saving challenge. At the end of the challenge, if you have chosen to save 10 pesos per week, you must have sav

If some of you who are still puzzled on how to calculate your total savings after completing the 52-week saving challenge , here's a quick spreadsheet for your reference for a number of amounts starting at 5 pesos. It's easier and better to do it in spreadsheets because you can just define a sequence like just put 5 on the first row, then 10 on the second row, highlight the two, then drag the lower-right handle down to automatically create the sequence. The spreadsheet will do that for you automatically. The formula is simple, the amount you choose to save weekly is multiplied by the order of the week, so since there are a total of 52 weeks in one year, the amount you save per week is multiplying. If you choose to save 10 pesos per week, then you will have to save 10 pesos in the first week, 20 pesos on the second week and so on until the 52nd week which you must put up utmost 260 pesos on your piggy bank. Let's Make the 52-Week Challange Easier with this Hac

Screenshot of the new home page of CebuPac's Online Booking Cebu Pacific's Online Flight Booking website is getting an upgrade and they are currently rolling out the beta site of their booking site upgrade letting users have a look at the preview of their major website upgrade. I should say it's slick and smooth, of course it'll be more convenient for us who frequently use their website to book our travel flights using various payment options such as credit cards and some of their convenient payment center partners.

ANG IKALAWANG PAHINA Kaya naman, sa aking pagsisiyasat sa ating panahon, napagninilaynilayan ko na mahal talaga ni PNoy ang wikang Filipino dahil ang wikang Filipino parin ang kanyang ginamit sa kanyang SONA. Tinanong nga ang kanyang tagapagsalita kung bakit daw ito ang kanyang ginamit. Sabi niya, para daw maintindihan ng nakararami ang mga programa ng administrasyon at upang ipakita ng pangulo ang pagmamahal sa ating sariling wika. Hindi naman sa pagkontra sa dating administrasyon, pero gusto ko lang ikumpara ang SONA ni PGMA kay PNoy. Bagamat nakakabilib para sa iba ang pakinggan ang talumpati ni PGMA na lahat ay ginamitan ng wikang Ingles, sigurado naman ako na hindi ito naintindihan ng nakararaming Pilipino na nakikining sa kanyang SONA. Pero sa SONA ni PNoy, mas naiintindihan ito ng bawat Pilipino sapagkat ito ang ating wika at bihasa tayo nito. Mas nakakaingganyong pakinggan dahil atin itong naiintindihan. Hindi naman sa pagkundina sa paggamit ng wikang Ingles, kaya l

ANG IKATLONG PAHINA Ngunit hindi naman masama ang p[agtangkilik ng mga bagay na mula sa ibang bansa, kaya lamang, dapat nating unahin ang mula sa atin at nang hindi lamang tayo nakatutulong para sa ating sariling bansa kundi nagiging huwaran pa tayo sa iba natin kababayan na mahalin ang sariling atin lalunglalo na ang wikang atin—ang wikang Filipino. Kaya nais ko lamang paalalahanan ang bawat Pilipino na ang pagmamahal sa ating wika’y dapat unahin natin bago ang iba upang magkaroon tayo ng ilaw at lakas tungo sa matuwid nating landas dahil walang ibang taong magmamahal sa ating wikang Filipino kundi tayo mismo. Kailangan nating simulan ito kahit sa maliit na bagay lamang, sa ating paaralan, at maging sa pakikipag ugnayan sa bawat isa gaya ng ginawa ni PNoy na ginamit niya ito sa kanyang SONA at nang sa iba ay taas noong sundin ang mga halimbawang ating iniwan. Bumalik sa Ikalawang Bahagi ng Talumpati. Huwag din nating kalimutan ang mga halimbawang iniwan ng

The Second Part of the Reaction Paper on the Count of Monte Cristo Movie. The Count of Monte Cristo is a great story that helps you to realize how far the reaches of vengeance can really go. When the Count is going around ruining people it seems like he is more of a machine than a person. It seems like he has no emotions and can’t forgive the people who hurt him. Although some people might argue that the people who wronged the Count truly had what was coming to them, some of the Count’s actions could be seen as unnecessary. In the end everyone will be punished or rewarded by God and you shouldn’t be worried about what other people do or say as much as you are worried about yourself. “God will give me justice,” this line which was engraved in the wall on the prison was retained on my mind when I watched the movie” The Count of Monte Cristo.” This movie amazed me very much because of its excellent theme. I really like the story because it has a mixed of drama, suspense and rom

Important Things to Remember: This event is exclusive for Dologon NHS Main Alumni Batch 2011 (including those our batch mates who've transferred to another school) We will see each other on February 12, 2017, Sunday (Venue is to be arranged soon) Contribution is 400 pesos each for food and T-Shirt For those who don't want T-Shirts , just contribute 100 pesos for food . For those who can't attend but want to have T-Shirt for remembrance, you can donate at least 300 pesos for the event and get your T-Shirt in return. We accept more than 300 too :) For your payments, look for Erile Calvo   or Jeffry Manhulad Please bookmark these important links: Panagtapok 2017 Facebook Event Page Dologon NHS Alumni Batch 2011 Facebook Group List of Sponsors and Amount Pledge: Cash On-hand 4,100.00 2,000 - Anonymous Donor 1,000 - Anonymous Donor 500 - Anonymous Donor - Paid (Jan 18, 2017) 1,000 - Joeann Saldivar - Paid (Jan 17, 2017) 1,000 - J

We all have different needs and wants as to what apps we will keep in our phones especially that we have a wide array of choices in the world of Android where you can find almost anything you want to help you make your life easier every single day. That's if you are keen enough to use your powerful smartphones to its maximum advantage. Here are some of the most useful apps in my smartphone that will probably survive un-installation this year because they have been part of my daily life and they have made my life easier in the past-year. 1. Google Photos - This is the number one app in my list. For some of you who has no idea what Google Photo does, it's actually where I am storing all my 38Gigabytes+ worth of photos. You probably wonder why I'm not used to store and upload all my photos in Facebook? Try downloading the photos you have uploaded then you will know why and..  (I think we should take photos for memories and not for social media) 2. Google Map

It was exactly a year ago when I started browsing in Google Play looking for FREE Android App that has all the features I like to track my expenses every single day. I have probably tried about ten free apps I found in the Play Store but the only app that stand out was the "Wallet" App made by Budgetbakers .