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Things I learned after 1 Year of Tracking my Expenses using Wallet App by Budget Bakers

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It was exactly a year ago when I started browsing in Google Play looking for FREE Android App that has all the features I like to track my expenses every single day.

I have probably tried about ten free apps I found in the Play Store but the only app that stand out was the "Wallet" App made by Budgetbakers.
It has all the free features I want although they also have pro features but I don't need to have them, I like FREE, who doesn't? (It's also good to note that they don't display ads anymore based on my experience recently so that's a plus too)

The reason that I want to track my expenses is for me to figure out on how I spent my hard-earned money and eventually save a bit because after a year of working, I think I haven't really save for myself.

It's not an easy task though because you have to account to every single centavo of your expenses in order for you to balance your money in the app and the cash or money you have on hand.

Every time I buy something I need to record it in the app and count my remaining cash and they should all be the same at all times, it's tiring and (boring for some) but when you see where your hard-earned money spent and you know you have spent it consciously is already an accomplishment, what more if they matched with your cash on hand and in the app after looking for the missing 1 or 5 cents? That's more of a mission accomplish.

That is just a start. The more important things I should do is figure out how to save. After looking at a year of data, I realized that the biggest expenses isn't really for myself but for the family and others. Of course if I know that's how most of us have spent their first months or year of income especially those who are breadwinners of their families.

What we should be praying is for us and our family to always have a good health because we can't really prepare on them and we will always be caught out of budget on that especially if our income is not really that high enough and we have more family members to care of.

Another thing that I have adjusted is my unnecessary vacation and going home. Before, I'm going home during my birthday, Christmas and New Year, Summer Vacation and more, but I realized I can save more if I will just stay during those times because plane tickets are really expensive in holiday seasons, so why not go home during cheap flights and book promo fares, I bet you we can really save a lot. That's why I din't go home this holiday season and just send little amount there for my family's salo salo.

We need to sacrifice something to achieve something. Never mind we aren't with our loved ones during holiday seasons as long as we can save for the future. (I think that's how OFWs feels, so we must really value our hard-earned money)

I think for someone like me who earns just enough for a living, it's important that we understand how we spend our money for us to start adjusting and eventually saving for the future.

For someone out there who is also fond of budgeting, you can check and give Wallet a try I highly recommend it (I'm not paid to recommend it though it's just an honest review) Here's the link.
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